EX-23 11 cof-12312024x10kxex23.htm EX-23 Document

Consent of Independent Registered Public Accounting Firm

We consent to the incorporation by reference in the following Registration Statements, as listed below, of Capital One Financial Corporation and in the related Prospectus, where applicable, of our reports dated February 20, 2025, with respect to the consolidated financial statements of Capital One Financial Corporation and the effectiveness of internal control over financial reporting of Capital One Financial Corporation, included in this Annual Report (Form 10-K) of Capital One Financial Corporation for the year ended December 31, 2024.

Registration Statement Number
Form
Description
033-99748
Form S-3
Dividend Reinvestment and Stock Purchase Plan
333-97125
Form S-3
Dividend Reinvestment and Stock Purchase Plan
033-86986
Form S-8
1994 Stock Incentive Plan
033-91790
Form S-8
1995 Non-Employee Directors Stock Incentive Plan
033-97032
Form S-8
Amendment to 1994 Stock Incentive Plan
333-42853
Form S-8
1994 Stock Incentive Plan – 1997 Special Option Program
333-45453
Form S-8
Associate Savings Plan
333-51637
Form S-8
1994 Stock Incentive Plan
333-51639
Form S-8
1994 Stock Incentive Plan – Tier 5 Special Option Program
333-57317
Form S-8
1994 Stock Incentive Plan – 1998 Special Option Program
333-70305
Form S-8
1994 Stock Incentive Plan – Supplemental Special Option Program
333-78067
Form S-8
1994 Stock Incentive Plan
333-78383
Form S-8
1994 Stock Incentive Plan – 1999 Performance-Based Option Program and Supplemental Special Option Program
333-78609
Form S-8
1999 Stock Incentive Plan
333-78635
Form S-8
1999 Non-Employee Directors Stock Incentive Plan
333-84693
Form S-8
1994 Stock Incentive Plan – Supplemental Special Option Program
333-91327
Form S-8
1994 Stock Incentive Plan – Supplemental Special Option Program
333-92345
Form S-8
1994 Stock Incentive Plan
333-43288
Form S-8
1994 Stock Incentive Plan
333-58628
Form S-8
1994 Stock Incentive Plan
333-72788
Form S-8
1994 Stock Incentive Plan – 2001 Performance-Based Option Program
333-72820
Form S-8
1999 Non-Employee Directors Stock Incentive Plan
333-72822
Form S-8
1994 Stock Incentive Plan
333-76726
Form S-8
1994 Stock Incentive Plan – 2001 Performance-Based Option Program
333-97123
Form S-8
2002 Non-Executive Officer Stock Incentive Plan
333-97127
Form S-8
Associate Savings Plan as Amended and Restated
333-100488
Form S-8
2002 Associate Stock Purchase Plan
333-117920
Form S-8
2004 Stock Incentive Plan
333-124428
Form S-8
Plans of Hibernia Corporation
333-136281
Form S-8
2004 Stock Incentive Plan
333-133665
Form S-8
Plans of North Fork Bancorporation
333-151325
Form S-8
Amended and Restated Associate Stock Purchase Plan
333-158664
Form S-8
Second Amended and Restated 2004 Stock Incentive Plan
333-181736
Form S-8
Amended and Restated 2002 Associate Stock Purchase Plan
333-193683
Form S-8
Associate Savings Plan as Amended and Restated
333-195677
Form S-8
Third Amended and Restated 2004 Stock Incentive Plan
333–219570
Form S-8
Amended and Restated 2002 Associate Stock Purchase Plan
333-232907
Form S-8
Associate Savings Plan as Amended and Restated
333-277813
Form S-3
Senior Debt Securities, Subordinated Debt Securities, Preferred Stock, Depositary Shares, Common Stock, Purchase Contracts, Warrants, Units


333-256072
Form S-8
Sixth Amended and Restated 2004 Stock Incentive Plan
333-256073
Form S-8
Associate Savings Plan as Amended and Restated
333-272146
Form S-8
Seventh Amended and Restated 2004 Stock Incentive Plan
333-279208
Form S-8
Amended and Restated 2002 Associate Stock Purchase Plan
333-278812
Form S-4
Registration of Securities, Business Combinations

/s/ Ernst & Young LLP
Tysons, Virginia
February 20, 2025