EX-99.2 3 efsi-ex99_2.htm EX-99.2

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Forward Looking Statements

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Investment Highlights

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Management Team & Board of Directors

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Our Markets

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Dominant Market Share in Our Core Markets

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Strategic Objectives

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Balance Sheet Growth

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Core Deposit Portfolio

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Loan Portfolio

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Loan Portfolio Detail

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Asset Quality

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Earnings, Book Value and Dividends

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Yield and Cost Analysis

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Profitability Metrics

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Potential Securities Repositioning

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Capital Ratios

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Non-GAAP Reconciliation

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Non-GAAP Reconciliation