UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM
CURRENT REPORT
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Item 1.01 Entry into a Material Definitive Agreement.
On March 27, 2026, Healthier Choices Management Corp. (the “Company”) entered into that certain Loan Agreement (the “Loan Agreement”) with Sabby Volatility Warrant Master Fund, Ltd. (the “Lender”).
Pursuant to the Loan Agreement, the Company may borrow up to $5 million to be solely used for working capital purposes. The interest rate for amounts borrowed is 12% per annum. The term of the facility is through December 31, 2026. The debt obligations pursuant to the Loan Agreement are unsecured. On March 27, 2026, the Company borrowed an initial amount of $500,000 pursuant to the Loan Agreement.
The foregoing summary of the Loan Agreement is not complete and is qualified in its entirety by reference to the actual Loan Agreement, which is filed as Exhibit 10.1 to this Current Report on Form 8-K and incorporated by reference herein.
Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.
The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.
Item 9.01. Financial Statements and Exhibits.
(d) Exhibits.
| Exhibit Number |
Description | |
| 10.1 | Loan Agreement, dated as of March 27, 2026, among Healthier Choices Management Corp., and Sabby Volatility Warrant Master Fund, Ltd. | |
| 104 | Cover Page Interactive Data File (embedded within the Inline XBRL document) |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
| HEALTHIER CHOICES MANAGEMENT CORP. | ||
| Date: April 2, 2026 | By: | /s/ Jeffrey Holman |
| Jeffrey Holman, Chief Executive Officer | ||