Exhibit 23.1

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CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

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We hereby consent to the incorporation by reference in the Registration Statements on Form S-3D (No. 033-64369 and 333-129023) and Form S-8 (No. 333-02007, 333-36610, and 333-174667) of Juniata Valley Financial Corp. of our report dated March 26, 2025, relating to the consolidated financial statements included in this Annual Report on Form 10-K.

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/s/ Crowe LLP

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Philadelphia, Pennsylvania

March 26, 2025