Exhibit 21.1

LIST OF PENNYMAC FINANCIAL SERVICES, INC. SIGNIFICANT SUBSIDIARIES

(as defined in Rule 1-02(w) of Regulations S-X)

as of December 31, 2025


Entity		Entity Type		State or Other Jurisdiction of Incorporation or Organization
Private National Mortgage Acceptance Company, LLC		Limited Liability Company		Delaware
Pennymac Capital Management, LLC		Limited Liability Company		Delaware
PennyMac Loan Services, LLC		Limited Liability Company		Delaware
PNMAC Holdings, Inc.		Corporation		Delaware
Townsgate Insurance Services, LLC		Limited Liability Company		Delaware