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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): March 14, 2023

EMBASSY BANCORP, INC.

(Exact name of registrant as specified in its charter)

Pennsylvania

000-53528

26-3339011

(State or other jurisdiction

(Commission File Number)

(IRS Employer

of incorporation)

Identification No.)

100 Gateway Drive, Suite 100

Bethlehem, PA

18017

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (610) 882-8800

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

£Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

£ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

£ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

£ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None.

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company £

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. £


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Item 7.01 Regulation FD Disclosure.

On March 14, 2023, Embassy Bancorp, Inc. (the “Company”), the holding company of Embassy Bank For The Lehigh Valley, issued a press release providing an update related to certain events in the banking industry.

A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. The information in this Item 7.01 is being furnished and shall not be deemed incorporated by reference into any filing under the Securities Act of 1933 or Securities Exchange Act of 1934.

Item 9.01.Financial Statements and Exhibits.

(d)Exhibits

Exhibit No. Description

99.1 Press Release issued March 14, 2023


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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Embassy Bancorp, Inc.

Date: March 14, 2023

By:

/s/ Judith A. Hunsicker

Name:

Judith A. Hunsicker

Title:

First Executive Officer,

Chief Operating and Financial Officer